Building a deck on a budget

I am currently building a deck on a budget, and discovered an excellent web based application to help at http://www.blocklayer.com/deckcalculator.aspx. I tried a couple of these calculators but this one stood out by far. The range of details you can enter is extensive, including things such as the distance between joists, whether the stumps are round or square and how thick the decking board is. The most impressive thing about this deck calculator is that as you change details and hit calculate, it creates technical drawings of your deck. With this feature you can you can immediately see how a particular choice, such as housing a bearer into a stump, will change the design. The drawings are very clear with a view from directly above the deck and with a cross-sectional view.
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Silver Piggy Bank

Silver piggy bankSilver piggy banks have the advantage of being more decorative than a plastic piggy bank, while being less breakable than a ceramic piggy bank. This makes them ideal as a gift for a baby or toddler. Another great feature of a silver piggy bank is that it can be engraved making silver piggy banks a good gift for christenings or baby showers. If you do wish to engrave a silver piggy bank, you will have to find an engraver who is happy to work with curved surfaces or look for one that has a flat part designed to be engraved. Due to silver’s higher cost, silver piggy banks do tend to be more expensive or smaller so, if buying online check the size.
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Ceramic Piggy Bank

Ceramic Piggy Bank for Kids
The classic ceramic piggy bank is timeless as both a decorative piece and a functional item. They make a great christening present and can become a keepsake in which special memories are invested. Granted a ceramic piggy bank can be fragile, so children will need to be taught how to take care of it – but for kids that can even become part of the charm. Carefully taking it down from the shelf with their parents to insert a coin in to it can have a certain ritual about it. Ritual can be there for adults as well.
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Plastic piggy bank

Gir;'s plastic piggy bankPiggy banks are a novel way to teach kids about money and start them on a life time of saving for the things they want. The traditional ceramic piggy bank does have that one downside of being fragile and in the hands of a child such a piggy bank may have a short life. A plastic piggy bank does not have this issue. A plastic piggy bank, will withstand the wear and tear of a child’s play so parents can be more relaxed about letting them play with it. I have seen kids pulling their piggy bank down every week to count the money they have saved and with a plastic piggy bank, there is no need to watch them so they don’t break it. One review on amazon states the case for the plastic piggy bank well – “My daughter broke her ceramic piggy bank so we bought this one”.
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Spreadsheet Budget Software

Spreadsheet Budget Software

Spreadsheet Budget Software

The humble spreadsheet provides the highest level of flexibility of any budget software available. The knowledge needed to create a simple budget spreadsheet can be learnt in a very short time. With spreadsheets, almost any conceivable relationship between numbers, and the manner of presenting them can be set up.
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